How One Decision Saves ₹17+ Lakhs

This is not theory. This is mathematics.

Real Example: ₹1 Crore Property

20-year loan at 9% interest rate

❌ Conventional Wisdom
Down Payment
₹20 Lakhs (20%)
Loan Amount
₹80 Lakhs
Monthly EMI
₹71,965
Total Interest
₹92.6 Lakhs
✓ REDS Optimized
Optimal Down Payment
₹35 Lakhs (35%)
Loan Amount
₹65 Lakhs
Monthly EMI
₹58,454
Total Interest
₹75.2 Lakhs
Total Savings with REDS
₹17.4 Lakhs
+ ₹13,511 lower EMI every month

The "20% Down Payment" Myth is Costing You Lakhs

Everyone follows the same advice: "Pay minimum 20% down payment." But this one-size-fits-all rule ignores YOUR specific situation — your income, investment capacity, loan rates, and opportunity cost.

REDS Leverage Optimizer analyzes all variables to find the mathematically optimal debt-to-equity ratio for YOUR situation. The result? Lakhs saved in interest over your loan tenure.

1
Input your property price, loan rate, and financial capacity
2
REDS calculates the optimal down payment considering all factors
3
See exactly how much you'll save over the entire loan tenure
Calculate Your Savings →

The Math is Simple: ₹9,999₹17+ Lakhs

₹9,999
Premium Subscription
₹17+ Lakhs
Potential Savings
=
1700x ROI

Even if REDS saves you just 1% of what's possible, that's still ₹17,000 — more than your subscription cost.

Why Smart People Make Expensive Mistakes

Real estate is your biggest investment. Why are you managing it with guesswork?

📊
No Single Source of Truth
Payment schedules in one place, loan papers elsewhere, valuations in your head. Chaos leads to costly oversights.
💸
Invisible Interest Drain
You're bleeding money in interest without realizing. A single prepayment decision could save you lakhs. But when? How much?
🤔
Analysis Paralysis
Rent or buy? Prepay or invest? Which builder's plan? Without hard numbers, you're gambling with your future.

Every Tool You Need. One Platform.

Built specifically for Indian property owners who refuse to leave money on the table

⚖️
Leverage Optimizer
Find the mathematically optimal down payment. Stop following generic advice that costs you lakhs.
PREMIUM
💰
Prepayment Simulator
See exactly how much interest you save with prepayments. Compare: Reduce EMI vs Reduce Tenure.
🏘️
Multi-Property Portfolio
Track all properties in one dashboard. Total value, equity, loans, EMIs — everything at a glance.
📈
Valuation Tracker
Record valuations over time. Auto-calculate CAGR and 5-year forecasts for each property.
🏦
OD Facility Analyzer
Track your overdraft, deposits, withdrawals. See real interest savings from parking funds.
PREMIUM
📋
Plan Comparator
Compare builder payment plans side-by-side. See which plan truly costs less over time.
PREMIUM
🧮
EMI Calculator
Calculate EMI with detailed principal vs interest breakdown. Plan your cash flows.
🏠
Rent vs Buy Analyzer
Find your breakeven point. Know when buying makes financial sense for YOU.
📊
MF vs Real Estate
Compare wealth creation: property vs mutual funds. See the real numbers, not opinions.

Choose Your Plan

The best investment is one that pays for itself many times over

🚀
LAUNCH OFFER Limited Time Only • Up to 50% Off
Grab it before prices go up!
Basic
All the tools you need to save lakhs
₹2,999 /year
Just ₹250/month
GST Inclusive
  • Up to 3 Properties
  • Portfolio Dashboard
  • Leverage Optimizer
  • Plan Comparator Save Lakhs!
  • Amortization Schedule
  • Interest Rate Tracker
  • EMI Calculator
  • Affordability Calculator
  • Rent vs Buy Calculator
  • MF vs Real Estate
Get Basic
50% OFF
Premium
For serious investors who want peace of mind
₹9,999
₹4,999 /year
Just ₹417/month
GST Inclusive
⏰ Limited Time Only
  • Unlimited Properties
  • Everything in Basic
  • Enhanced Dashboard
  • Customised Leverage Optimizer
  • OD Facility Analyzer
  • 🧘
    The Compounding Secret Invest stress-free with our proven wealth formula
  • 🛡️
    Investment Stress Tests Know your portfolio can weather any storm
  • Priority Support
Get Premium
💰 You Save ₹5,000
PERSONALIZED
1-on-1 Consultation
Direct access to experts
Starting ₹5,000 /hour
Depends on consultant & context
🎯
Solve All Your Queries

Get answers to your specific situation

💡
Real Insights

Learn from experts with 100+ property experience

🔍
Complete Clarity

Walk away with a clear action plan

📊
Deal Analysis

Get expert opinion on your specific deals

Book Consultation →

Share your details & requirements. We'll match you with the right expert.

CHAOS CLARITY

Stop juggling spreadsheets, papers, and mental notes. See everything in one powerful dashboard.

📊 Portfolio Overview ✓ All Synced
🏘️
5
Properties
💰
₹4.8Cr
Portfolio Value
📈
₹62L
Total Gain
🏦
₹1.8Cr
Outstanding Loan
📍 City-wise Breakup
Gurugram
₹1.68Cr
Noida
₹1.20Cr
Pune
₹86L
Bangalore
₹67L
Mohali
₹39L
💸 Monthly Cashflow
Total EMI Outflow - ₹1,24,500
Rental Income + ₹68,000
Net Cashflow - ₹56,500
🔔 Needs Your Attention
⚠️
EMI Due in 3 Days
Property #2 - ₹32,500
📊
Valuation Overdue
Property #3 - Last updated 8 months ago
💡
Prepayment Opportunity
₹2L prepay can save ₹4.8L interest
📈 Portfolio Growth ↑ 12.4% CAGR
🎯
One Dashboard
All properties, all data, one view. No more scattered information.
📍
Geographic Insights
See city-wise exposure and portfolio diversification at a glance.
💸
Cashflow Clarity
Track EMIs, rental income, and net position monthly.
🔔
Smart Alerts
Know what needs attention before it becomes a problem.

Which Builder Plan Actually Costs Less?

Builders offer multiple payment plans — Construction Linked, Down Payment Heavy, Possession Linked, Flexi Plans. Each looks attractive on paper. But which one truly saves you money?

REDS Plan Comparator factors in the time value of money, your opportunity cost, loan interest, and payment flexibility to show you the real cost of each plan.

💰
Find Hidden Savings

A "10% discount" plan might actually cost more than a construction-linked plan. See the math.

📅
Payment Flexibility

Understand which plan aligns with your cash flow and financial commitments.

📊
Side-by-Side Comparison

Compare up to 4 plans simultaneously with detailed breakdowns.

📋 Plan Comparison
Plan A Plan B
Upfront Payment ₹25L ₹40L
During Construction ₹55L ₹30L
On Possession ₹20L ₹30L
Interest Cost ₹8.2L ₹5.1L
Effective Cost ₹1.08Cr ₹1.05Cr
💡 Plan B saves you ₹3 Lakhs despite higher upfront

Every Month You Wait Costs You Money

Suboptimal decisions compound. The interest you overpay, the prepayment timing you miss, the wrong payment plan you chose — it all adds up. Start optimizing today.